It's the end of May and "Older American's Month" is coming to an end.   With this in mind, I'd like to offer a few tips to older Americans on how to stay safe online:

* If you are shopping online - a great convenience and possible cost-saving opportunity - be mindful of possible scams. Entering credit card information is safe on secured sites. These secured sites start with https or shttp at the beginning of the web address or have a padlock to show the site is secured.   Use one credit card for all of your online purchases. This makes it easier to track your charges at the close of each month..

* Some sites and email communications can be scams. Emails requesting banking information are known as "phishing" scams that attempt to lure victims with official looking emails that request personal financial information.  Legitimate banks will not request this sort of information online.   Never provide any personal financial information or bank account information in response to a request online.

* When joining online social communities for various hobbies, be careful about the personal information you provide online. Using a separate email specifically for online communities is a good rule of thumb. Never reveal your full name, address or other identifying traceable information.

* This is also true for online dating websites - which can be a great way to meet people. There are several different sites devoted to adults over the age of 65, and if you're using these sites, be careful about what information you give out.  Because the Internet can offer anonymity, there's ample opportunity for someone to create other identities. Ask potential dates a series of detailed questions; the more answers you seek, the less interest a scammer will have in deceiving you.  If you have met someone online who wants to meet you in person, select a busy public place and consider taking along a friend.

Looking for more information? SeniorNet, Oasis, and AT&T offer great services and programs for older Americans online.